![]() This means that your insurance or other types of coverage will pay out on a claim before the credit card coverage. Personal Use Rental Car Coverageįor the personal use of a rental car, most of the Collision Damage Waivers through Capital One are secondary in your country of residence. For Mastercards, rental vehicles with an MSRP over $50,000 won’t be covered. Expensive, exotic, or recreational vehicles are ineligible for coverage.įor Visa cards, rental vehicles with an MSRP over $75,000 won’t be eligible for coverage. Pro Tip: Rentals must be rented for 31 or fewer consecutive days for the Collision Damage Waiver through the credit card to provide coverage.Īlso, make sure that your rental vehicle is covered under the Collision Damage Waiver. This coverage is primary, which means Visa or Mastercard will pay out before other policies. World Elite Mastercard for Capital One Walmart Rewards Mastercardįor business Credit cards through Capital One, rental cars for business purposes are covered through the Auto Rental Collision Damage Waiver. World Mastercard for Capital One Walmart Rewards Mastercard We listed the cards with and without the benefit in a table for reference.Ĭapital One MASTERCARD Auto Rental Collision Damage Waivers Cards With Rental Car CoverageĬapital One World Elite Mastercard for Business Spark ProĬapital One World Elite Mastercard for Bass Pro Shops Pro and Cabela’s CLUBĬapital One World Elite Mastercard for Business SparkĬapital One World Enhanced Mastercard for Bass Pro Shops Pro and Cabela’s CLUBĬapital One World Mastercard for Cabela’s CLUB One example is the Capital One Quicksilver Card.Ĭheck your credit card statement for the account type. They offer similar cards for different credit scores, each with a unique set of benefits. Mastercards Through Capital One are a bit trickier to determine whether or not the benefit is included. Capital One VISA Cards With Collision Damage Waiver BenefitsĬapital One Enhanced Visa Signature Business The only Visa through Capital One without a Collision Damage Waiver is the Capital One Visa Signature for Williams-Sonoma, Inc. Most Visa cards offered through Capital One have an Auto Rental Collision Damage Waiver. Once you have determined whether your Capital One Credit card is a Visa or Mastercard and which account type, you will be closer to determining whether you have access to complimentary rental car insurance. Which Capital One Credit Cards Offer Rental Car Insurance? Also, large vans that seat more than nine people and open-bed cargo trucks will be excluded. But sports, luxury, or recreational vehicles are not eligible for coverage. Pro Tip: You must determine your account type by checking your latest paper or online statement.Īuto Rental Collision Damage Waivers through credit cards cover street-legal, four-wheeled vehicles. For many cards, Capital One may use similar branding but offer different benefits depending on the credit score and eligibility of the cardholder. Not all Capital One credit cards offer Rental Car Insurance, but a handful of Capital One cards do. ![]() Capital One Cards with Rental Car Insurance We’ll look into the APRs, Annual Fees, and other noteworthy benefits. This article will also offer insights into the difference in coverage offered by each card. ![]() We’ll also identify which cards offer primary and secondary coverage. Are you looking for insurance coverage for a rental car? Keep reading to find out which Capital One credit cards will cover you for personal use and which provide business coverage. ![]()
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